[Book Cover]

Mathematics for Business Careers, 4/e

Jack Cain, deceased
Robert A. Carman

Published July, 1997 by Prentice Hall Career & Technology

Copyright 1998, 895 pp.
ISBN 0-13-849258-1

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    Business Math - Arithmetic Based-Business Math & Accounting

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Designed as a true teaching text, this book guides students through clear, detailed explanations of the principles and practices of business mathematics. Its flexible organization and presentation makes it suitable for a variety of teaching situations—from a traditional classroom lecture to individually paced instruction. The Fourth Edition has been updated and improved to reflect the latest tools and techniques and to help students participate more actively in their learning.


Pays careful attention to ease of readability and the clear visual organization of instructional material.
Clearly and completely outlines all business math techniques in a step-by-step sequence, providing guidance and every step.
Uses a three-step instructional approach:

  • 1. Introduces explanatory material and takes readers through one or more worked examples.
  • 2. Provides practice problems in a special Your Turn feature.
  • 3. Offers immediate feedback using close-by answers and detailed solutions.
Ends each section with an extensive set of practice problems and real-life applications, offering every student—whatever their level of ability or preparation—abundant opportunity for practicing the business mathematics operations being presented.
Closes each chapter with a Self-Test spanning the topics of that chapter and provides answers to all odd-numbered problems in an appendix. (All answers and money solutions are provided in the Instructor's Manual)
Designs presentation to match today's students' needs, featuring clear, visually-supported discussions in a lively, conversational style. Humor is used both to appeal to the student and to provide non-threatening answers to the often-pondered questions students hesitate to voice.
Suits a variety of roles in numerous course formats, such as...
  • A textbook in traditional lecture-oriented courses.
  • The teaching tool of choice when an instructor wishes to modify a traditional course by devoting some time to independent study.
  • A guide in programs of individualized or self-paced instruction.
  • A text for learning-lab or tutor-driven situations.
  • A source for totally independent study.
NEW—Updates coverage throughout the text with additional problems, new and up-to-date applications, and calculator examples designed specifically for business calculators.
NEW—Modifies the sequence of topics to introduce basic percent calculations earlier.

Table of Contents
(NOTE: Each chapter ends with Key Terms and a Self-Test.)
    How to Use this Book.
    1. Whole Numbers.

      Writing Whole Numbers. Adding Whole Numbers. Subtracting Whole Numbers. Multiplying Whole Numbers. Dividing Whole Numbers.

    2. Fractions.

      Renaming Fractions. Multiplication of Fractions. Division of Fractions. Addition and Subtraction of Fractions.

    3. Decimal Numbers.

      Adding and Subtracting Decimals. Multiplying and Dividing Decimals. Converting Decimal Numbers and Fractions.

    4. Percent.

      Converting to and from Percent. Solving Percent Problems.

    5. Bank Records.

      Setting Up and Using a Checking Account. Reconciling Checking Accounts.

    6. Payroll.

      Paying Salaried and Hourly Employees. Determining Piecework and Commission Pay.

    7. The Mathematics of Buying.

      Taking Advantage of Trade Discounts. Using Cash Discounts.

    8. The Mathematics of Selling.

      Calculating Markup Based on Cost. Calculating Markup Based on Selling Price. Setting Markdowns.

    9. Simple Interest.

      Calculating Time. Calculating Simple Interest. Solving for Principal, Interest Rate, and Time.

    10. Bank Discount Loans.

      Promissory Notes and Bank Discount on Noninterest Bearing Notes. Bank Discount of an Interest-Bearing Note.

    11. More Complex Loans.

      Using Installment Loans. Working with the Rule of 78. Using Open-End Credit.

    12. Compound Interest and Present Value.

      Compound Interest. Present Value.

    13. Investments.

      Annuities: Due and Ordinary. Sinking Funds. Stocks and Bonds.

    14. Real Estate Mathematics.

      Mortgage Payments and Points. Amortization.

    15. Inventory and Overhead.

      Inventory Valuation. Retail Method and Overhead.

    16. Depreciation.

      Straight-Line and Units-of-Production Methods. Declining Balance and Sum-of-the-Years' Digits Methods. The ARCS and MACRS Methods.

    17. Taxes.

      Federal Income and Tax and FICA. Unemployment Taxes. Sales Tax, Excise Tax, and Property Tax.

    18. Insurance.

      Fire Insurance. Motor Vehicle Insurance. Life Insurance.

    19. Financial Statement Analysis.

      Balance Sheets. Income Statements. Financial Ratio Analysis.

    20. Statistics and Graphs.

      Business Statistics. Business Graphs.

    Appendix A.
    Appendix B.


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