Mathematics for Business Careers, 4/e
Jack Cain, deceased
Robert A. Carman
Published July, 1997 by Prentice Hall Career & Technology
Copyright 1998, 895 pp.
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Business Math - Arithmetic Based-Business Math & Accounting
Business Math (arithmetic level)-Mathematics
Designed as a true teaching text, this book guides students
through clear, detailed explanations of the principles and practices
of business mathematics. Its flexible organization and presentation
makes it suitable for a variety of teaching situationsfrom a
traditional classroom lecture to individually paced instruction. The
Fourth Edition has been updated and improved to reflect the
latest tools and techniques and to help students participate more
actively in their learning.
Pays careful attention to ease of readability and the clear
visual organization of instructional material.
Clearly and completely outlines all business math techniques
in a step-by-step sequence, providing guidance and every step.
Uses a three-step instructional approach:
Ends each section with an extensive set of practice problems
and real-life applications, offering every studentwhatever their
level of ability or preparationabundant opportunity for practicing
the business mathematics operations being presented.
- 1. Introduces explanatory material and takes readers
through one or more worked examples.
- 2. Provides practice problems in a special Your Turn
- 3. Offers immediate feedback using close-by answers and
Closes each chapter with a Self-Test spanning the
topics of that chapter and provides answers to all odd-numbered problems
in an appendix. (All answers and money solutions are provided in the
Designs presentation to match today's students' needs, featuring
clear, visually-supported discussions in a lively, conversational
style. Humor is used both to appeal to the student and to provide
non-threatening answers to the often-pondered questions students hesitate
Suits a variety of roles in numerous course formats, such
NEWUpdates coverage throughout the text with
additional problems, new and up-to-date applications, and calculator
examples designed specifically for business calculators.
- A textbook in traditional lecture-oriented courses.
- The teaching tool of choice when an instructor wishes
to modify a traditional course by devoting some time to independent
- A guide in programs of individualized or self-paced instruction.
- A text for learning-lab or tutor-driven situations.
- A source for totally independent study.
NEWModifies the sequence of topics to introduce
basic percent calculations earlier.
(NOTE: Each chapter ends with Key Terms and a Self-Test.)
How to Use this Book.
1. Whole Numbers.
Writing Whole Numbers. Adding Whole Numbers. Subtracting
Whole Numbers. Multiplying Whole Numbers. Dividing Whole Numbers.
Renaming Fractions. Multiplication of Fractions. Division
of Fractions. Addition and Subtraction of Fractions.
3. Decimal Numbers.
Adding and Subtracting Decimals. Multiplying and Dividing
Decimals. Converting Decimal Numbers and Fractions.
Converting to and from Percent. Solving Percent Problems.
5. Bank Records.
Setting Up and Using a Checking Account. Reconciling Checking
Paying Salaried and Hourly Employees. Determining Piecework
and Commission Pay.
7. The Mathematics of Buying.
Taking Advantage of Trade Discounts. Using Cash Discounts.
8. The Mathematics of Selling.
Calculating Markup Based on Cost. Calculating Markup Based
on Selling Price. Setting Markdowns.
9. Simple Interest.
Calculating Time. Calculating Simple Interest. Solving for
Principal, Interest Rate, and Time.
10. Bank Discount Loans.
Promissory Notes and Bank Discount on Noninterest Bearing
Notes. Bank Discount of an Interest-Bearing Note.
11. More Complex Loans.
Using Installment Loans. Working with the Rule of 78. Using
12. Compound Interest and Present Value.
Compound Interest. Present Value.
Annuities: Due and Ordinary. Sinking Funds. Stocks and Bonds.
14. Real Estate Mathematics.
Mortgage Payments and Points. Amortization.
15. Inventory and Overhead.
Inventory Valuation. Retail Method and Overhead.
Straight-Line and Units-of-Production Methods. Declining
Balance and Sum-of-the-Years' Digits Methods. The ARCS and MACRS Methods.
Federal Income and Tax and FICA. Unemployment Taxes. Sales
Tax, Excise Tax, and Property Tax.
Fire Insurance. Motor Vehicle Insurance. Life Insurance.
19. Financial Statement Analysis.
Balance Sheets. Income Statements. Financial Ratio Analysis.
20. Statistics and Graphs.
Business Statistics. Business Graphs.