Take this opinion poll and see how your answers compare with others who have taken the poll.
When I plan my budget, I focus on my income and expenses, not my financial goals and priorities..
When I live with a partner, we would work on our household budget together.
My health insurance premiums are part of my fixed budgeted expenses.
If I sacrifice for the next two years and watch every penny, I might be able to afford a long-term goal like graduate school. But I'm not sure that the pain is worth it, especially since I could use the money now. It's hard to think long-term when my budget is so tight.
It's okay to go into debt, as long as I can make the minimum monthly payments on my credit cards.
I try to pay for major purchases with cash, instead of credit.
When I get a credit card offer in the mail, I sign up right away, even when I don't need the extra credit.
I pay my credit card bills in full at the end of the billing cycle to avoid high interest charges.
If I were heavily in debt and couldn't meet my payments, I would declare bankruptcy without thinking twice about it.
Whether I borrow to buy a house, finance my education, buy a giant screen TV, or take a vacation, I consider that all debts are the same.
